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  • Home
  • About
    • Edward J. Gudeman
    • Brian A. Rookard
    • Katherine Shinn
    • Jon M. Silver
    • Staff
  • Practice Areas
    • Bankruptcy
    • Business Law
    • Estate Planning
    • – Durable Powers of Attorney
    • – Health Care Powers of Attorney
    • – Family LLC
    • Federal & State Tax
    • Probate
    • Real Estate
    • Other Services
  • Testimonials
  • Blog
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Call us today : 248-927-2755

Debt Negotiations

Protecting Clients’ Financial Futures Through Debt Negotiations

Bankruptcy is not for everyone and it is not necessarily the best solution in all debt situations. You may be ethically opposed to filing for bankruptcy and seek alternative debt relief solutions. You may feel unable to file for bankruptcy at this time because of a pending divorce or other financial or personal reasons. Or maybe your debt problem is with just one creditor, and bankruptcy seems like overkill.

Whatever reasons compel you to look at other ways of resolving debt besides bankruptcy, debt negotiation may be the answer you are looking for. At Gudeman & Associates, P.C., we apply our well-practiced negotiation skills to help many clients find creative ways of dealing with bills they cannot pay.

Types Of Debt That May Be Open For Negotiation

The average consumer may not think of asking a creditor such as a medical clinic to lower the balance due on outstanding debt, including:

  • Medical debt
  • Home repair debts
  • Business loans
  • Personal loans
  • Credit card balances

But this may be one of the best-kept secrets of financial life: debt reductions through negotiations happen all the time. It is not as hard as you may think to get a creditor to agree to a negotiated settlement, with whatever modifications you need, such as the following:

  • A lower total balance due
  • A lower interest rate
  • Lower minimum monthly payments due
  • A longer payback schedule

Although it is a common practice, it is risky to try debt negotiations on your own without a lawyer as your advocate. A creditor may tell you they will lower the balance due, only to surprise you later with a sudden demand to repay the original balance due. What recourse will you have then? If the creditor gets a court judgment against you, you may face wage garnishment or a bank account levy. To prevent such troubles, work with an established, confident and skilled debt relief attorney.

Work With A Boutique, Full-Service, Fairly Priced Debt Negotiation Firm

At Gudeman & Associates, P.C., we are ready to help you initiate a deal with a creditor and get an agreement settled and secure. Your creditor(s) will likely appreciate the opportunity to prevent the total loss that they might experience if you filed for bankruptcy.

To learn more about how our lawyers can help as your advocates in tough times, call us at 248-546-2800 or send an email requesting a free 30-minute consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Contact

Gudeman & Associates, P.C
401 N. Main Street
Royal Oak, MI 48067



Email: Edward J. Gudeman
Phone: 248-546-2800

Hours

Monday-Thursday - 8:30 AM to 5:00 PM
Friday: 8:30 AM to 1 PM
Saturday-Sunday: CLOSED

How To Get To Us

401 N. Main Street
Royal Oak, MI 48067

Client Review

“Went to see Ed Gudeman for a Will and Testament. Mr. Gudeman explained about Wills versus Trusts and all the laws surrounding each and what would be best for our situation. We were amazed how much information needs to be collected to use in the trust. It took about 6 weeks to compile everything and then a draft copy was given to us to read and correct any mistakes,errors or changes. Working with the legal assistant Samantha was very easy and reassuring. I will recommend Gudeman and Associates to anyone that needs their Will or Trust set up.”
Lori M
Client Review

Let’s Talk AboutYour Financial Future. Call For A Consultation.

For trusted help in matters of bankruptcy, estates, business, taxation or real estate, we encourage you to contact us for a no-obligation consultation. During our first meeting at our Royal Oak office, over the phone or via videoconference, you will be introduced to your main point of contact who will work closely with you throughout your case. We will take the time to listen to your story, answer your questions and develop a plan for success. No judgment, just advice geared toward your financial goals backed by decades of experience.

Please call 248-927-2755 or send us an email to learn more or to schedule an appointment. We look forward to serving you.

Attorney Edward J. Gudeman

Edward J. Gudeman

Attorney Brian A. Rookard

Brian A. Rookard

Attorney Katherine Shinn

Katherine Shinn

Attorney Jon M. Silver

Jon M. Silver


HOW CAN WE HELP?

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Gudeman & Associates, P.C.

Contact The Office

Address

401 N. Main Street
Royal Oak, MI 48067

Phone

New Clients: 248-927-2755
Existing Clients: 248-546-2800
Royal Oak Office

New Clients: (248)-927-2755
Existing Clients: (248) 546-2800
ejgudeman@gudemanlaw.com 401 N. Main Street
Royal Oak, MI 48067

Also Serving: Southfield MI
Warren MI
Troy MI Fenton MI

Business Hours:
Monday-Thursday:
8:30am-5:00pm
Friday: 8:30am-1pm
Saturday-Sunday: CLOSED

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(248)-546-2800
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Hours

Sun: - CLOSED
Mon - Fri: 9:00 AM to 5:30 PM
Sat: - 9:00 AM to 1:00 PM

Address

401 N. Main Street
Royal Oak, MI 48067

(248)-546-2800
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