Proven Partners For Financial Health

Alternatives To Bankruptcy In Royal Oak And Southeastern Michigan

There are many different reasons why a person like yourself may find themselves deep in debt. Whether you are in debt as a result of unexpected life circumstances, such as a medical emergency or the loss of a job, or are unable to make minimum payments on your credit card, we can help. The legal team at Gudeman & Associates, P.C., can help you explore the alternatives to bankruptcy in Royal Oak and southeastern Michigan. Explore debt relief options tailored to your situation. Our skilled debt relief attorneys will look at the unique details or your specific situation in order to find a solution that is right for you.

Seek Relief From Financial Hardship

woman manage household family budgetBeing overwhelmed with debt can be incredibly stressful, causing significant emotional and financial hardship for you and your family. While bankruptcy is one option for debt relief, it is not the only one. It is important that you understand all of your options in order to determine which one is best for your unique circumstances. Our experienced bankruptcy lawyers in Royal Oak and southeastern Michigan can help you explore the alternatives to bankruptcy and see if one is appropriate for you. You can rely on us to do everything in our power to find the ideal solution for you.

A few examples of alternatives to bankruptcy include:

  • Debt management programs
  • Debt consolidation loan
  • Debt settlement
  • Mortgage loan modification
  • Debt counseling programs
  • Debt negotiating or litigation
  • Negotiating a lower interest rate
  • Negotiating a repayment plan
  • Refinance or sell your home

No-obligation Consultation About Debt Relief Options

If you are in a difficult financial situation and want to explore your options – including Chapter 7, Chapter 11, Chapter 12, or Chapter 13 bankruptcy in addition to various alternatives – we can help. With more than 100 years of combined experience, members of our team are extremely knowledgeable about a number of alternatives to bankruptcy. We can discuss each option and what the advantages may be, depending on the details of your situation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.