If you’re thinking about filing for bankruptcy, you’re probably wondering what’ll happen to the money sitting in your checking and savings accounts. It’s one of the first questions most people ask, and honestly, it’s a smart thing to worry about. The answer isn’t simple. It depends on how much money you have, what types of  … Read more

A construction lien can turn what should be a straightforward property transaction into a nightmare. I’ve seen it happen more times than I can count. Construction liens give contractors, subcontractors, and suppliers the legal right to secure payment for work they’ve done or materials they’ve provided. When you’re trying to buy or sell property, an  … Read more

When someone dies, their property doesn’t all follow the same path to the people who’ll inherit it. Some assets go through probate court. Others skip that process entirely and transfer directly to beneficiaries. Knowing the difference can save your family months of court proceedings, thousands in fees, and a lot of unnecessary headaches. What Are  … Read more

When someone grants power of attorney to another person, they’re placing enormous trust in that individual. They’re essentially saying, “I trust you to make decisions for me when I can’t.” Unfortunately, that trust gets violated more often than it should. Financial exploitation by agents holding power of attorney has become a serious problem, especially when  … Read more

Facing foreclosure is stressful. You’re probably wondering what comes next and which rules actually apply to your situation. Michigan law gives lenders two different paths to foreclose on your property, and knowing which one you’re dealing with can completely change how you should respond. Judicial Foreclosure in Michigan Judicial foreclosure means your lender has to  … Read more

When multiple people own property together in Michigan, the type of ownership structure they choose can dramatically affect what happens after one owner dies. Joint ownership with rights of survivorship is one of the most common ways people attempt to keep assets out of probate court. What Is Joint Ownership With Rights of Survivorship This  … Read more

Michigan law won’t let you completely cut out a surviving spouse from your estate, even if your will explicitly tries to do exactly that. If you’re creating or updating an estate plan, you need to understand these protections. The Elective Share Right Michigan gives surviving spouses what’s called an “elective share” of the deceased spouse’s  … Read more

Financial exploitation of elderly individuals remains one of the most common forms of elder abuse in the United States. When you suspect a family member is being taken advantage of financially, you need to act fast. Quick action can prevent further harm and might help you recover lost assets. Recognizing the Warning Signs Financial abuse  … Read more

You’ve done the work, you’ve sent the invoice, and now, silence. Few situations frustrate business owners more than completing quality work only to have a client refuse payment. It doesn’t matter if you run a consulting firm, construction company, or professional service business. Unpaid invoices can severely impact your cash flow and operations. They can  … Read more

Here’s what most people worry about first when they’re considering bankruptcy: losing their house. It’s understandable. Your home represents stability, memories, and often your biggest financial investment. But the reality is more reassuring than you might think. Many people who file for bankruptcy in Michigan keep their homes. Whether you’ll be one of them depends  … Read more